Newsletter n°96
NEWSLETTER
FINANCIAL COOPERATIVE OF INTERNATIONAL CIVIL SERVANTS
N° 96 / March 2025
34th General Assembly
Key dates of the event :
- Call for candidates for a seat on AMFIE's Board of Directors: Monday March 10th
- Deadline for submission of the applications: Friday April 4th
- Period to ask questions regarding the General Assembly: May 12th to June 10th
- Publication of Annual Report and applications: Monday June 2nd
- Deadline for registration for the GA presentation meeting: Friday June 13th
- Vote: June 16th to 27th
- GA presentation: Saturday June 28th
- Results publication: Monday June 30th
All information regarding the organisation of the General Assembly will be sent to you by e-mail. Don't forget to check your inbox.
The information will also be available in your personal area. We invite you to login regularly to stay informed.
Missions follow-up
Our tireless globetrotters, Janine and Svend, pursue their commitment in the field with dynamism and dedication. They recently visited the Netherlands, more specifically The Hague, where they had the opportunity to meet employees of the Organization for the Prohibition of Chemical Weapons (OPCW). This visit provided an opportunity to discuss crucial issues and strengthen ties with this international institution.
As part of their mission, Janine and Swend also took part in the Council of the Federation of International Trade Unions of the United Nations System (FICSA), which recently took place at UNESCO headquarters in Paris. This meeting has been an opportunity to debate key questions related to work conditions and challenges faced by employees from international organisations.
Their active involvment and ongoing commitment testify to the importance of those exchanges in promoting cooperation and defending the interests of employees of intergovernmental organisations. We will keep a close eye on their next steps and the progress made as a result of those meetings.
Banking trends in Europe in 2025: Innovation, Regulation and Sustainability
The European banking sector continues to evolve rapidly in 2025, driven by technological transformations, strenghtened regulations and a growing pressure to integrate sustainability in financial operations. These trends impact all market players, including AMFIE, which must abide with the same compliance standards as the rest of the financial sector.
1. Acceleration of digital transformation
Technological innovation remains a major strategic lever for European financial institutions. Adopting artificial intelligence (AI) and automation allows an improvement in financial efficiency, by optimising transaction processing and personalising the customer experience. Moreover, the rise of digital banking and fintechs continues to reshape the market, forcing traditionnal institutions to speed up their digital transition.
2. Reinforcement of regulatory requirements
Europe's banking regulatory framework is tightening under the impulse of new directives aimed at strenghtening the transparency and resilience of the banking sector. Institutions, including AMFIE, need to adapt to the growing need of cybersecurity, anti-money laundering (AML) and crypto-asset risk management. These obligations require significant investments in compliance and governance, underlining the fact that even cooperative and associative structures need to follow the same standards of supervision and control than major banking institutions.
3. Development of sustainable finance
Integrating environmental, social and governance (ESG) criteria is becoming a priority issue for European financial institutions. Green finance is on the rise with the development of sustainable bonds and ESG ( (Environment, Social and Governance)) funds. Banks are gradually integrating sustainability criteria in their investment strategies, in response to investor's expectations and European regulations in terms of responsible finance.
4. Adaptation to economic and geopolitical challenges
The European banking sector is facing an uncertain economic environment marked by inflation, financial market volatility and geopolitical tensions. The fall in interest rates has affected the profitability of financial institutions, while the services diversification and proactive risk management are becoming strategical levers to ensure market stability. These challenges also concern institutions like AMFIE, which needs to adapt to ever-changing economic dynamics.
Conclusion
In 2025, the European banking landscape is shaped by technological innovation, tighter regulation and the rise of sustainable finance. AMFIE, like other financial institutions, must comply with European regulatory requirements and integrate those new trends into it's business model. The balance between digital transformation, compliance and sustainable commitment will be decisive to ensure a lasting growth of the sector in the following years.
Performance of various investment funds
With the start of the new year, we present you the 2024 performance for the various investment funds offered in AMFund and in the Provident Savings Plan (PEP).
1st quarter 2025 yields
The Board of Directors has set AMFIE's rates of return on savings accounts, 0/18 savings accounts and term deposits.
2024 documents available on amfie.net : a transition to digital technology
As part of its commitment to a more environmentally-friendly approach, AMFIE decided to stop systematically sending documents by post. These are all available online via the secure amfie.net portal.
This change is part of an initiative launched several years ago aiming to reduce the amount of paper documents that are sent out. It also reflects a desire to adopt more secure practices and comply with current data protection standards. Access to documents is via reinforced authentication, guaranteeing more reliable and secure consultation.
However, at the request of members, documents can be sent by post or e-mail (amfie@amfie.org).
We invite you to log on regularly to your personal space on amfie.net to easily consult your documents.
FIND MORE ON
https://www.amfie.org/en/amfie-academy
FINANCIAL COOPERATIVE OF INTERNATIONAL CIVIL SERVANTS
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